The INDEPENDENT credit card is a lei-denominated, embossed credit card, intended for individuals.
This enables transactions with merchants for payment of goods and services, as well as withdrawal of cash from ATMs in the country and abroad. Full security and accessibility, 24/7, to carry out electronic transactions at ATMs and POS, as well as manually (imprinter), at merchants, or via the Internet.
Benefits:
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Maximum credit value: 5 monthly net salaries, but not to exceed EUR 5.000;
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The card holder enjoys a maximum 50 days grace period, calculated from the moment an account transaction is made, until the 20th of the following mont
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0% fees and commissions on issuing
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0% fee for activating the card to make payments over the Internet
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0% fee for utilities payment at the bank’s ATM network
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0% fee for purchases at merchants in Romania and abroad
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While amounts on card are in lei, it can be also used outside the country to make payments in any currency
Interest*: 22.34% per year
* Robor quotations at 3 months, to which a fixed margin (13%) is added
Documents needed:
Loan application
Identity papers (identity card/passport).
Certificate of mariage
Copy of workman's pass or contract of employement
Statement of account.